Transfers of foreign currencies within Singapore will be subjected to charges imposed by the banks, not moolahgo. We shall directly pass on the charges levied by the banks without putting any mark-up on it. For reference purposes only, charges imposed by banks may be 0.25% of the transaction amount cap at SGD240, plus other handling charges ranging from SGD 30 to SGD 60 per transaction. We would only be able to advise the actual fees at the point of transaction as these are levied by the banks and subject to changes by them.