From left: Stella Lim (Marketing Officer, Moolahgo), Walid Mah’d (Co-founder & CEO, Moreta), John Hakim (Founder & CEO, Moolahgo), Sam Yu (Co-founder & CTO, Moreta) and Constantin Hofstetter (CTO, OOZOU)

Moolahgo, a leading Singapore-based FinTech and MAS-licensed Major Payment Institution, today announced that Moreta, the global payment app for foreigners backed by Y Combinator, has successfully connected to Moolahgo’s neoConnect platform to integrate QRIS (Quick Response Code Indonesian Standard) Scan & Pay, enabling Moreta users to make real-time, secure digital payments across over 40 million merchants in Indonesia using QR codes – from street vendors and eateries to retail stores and transportation.

neoConnect is Moolahgo’s award-winner Fintech-as-a-Service platform delivering a full-suite of payment APIs to FinTechs, digital wallets, and financial institutions, allowing them to seamlessly embed advanced payment capabilities into their own products. It provides a scalable, white-label payments engine that handles connectivity to regional payment rails, real-time transaction processing, compliance, and settlement. Through neoConnect, partners like Moreta can quickly enable interoperable solutions such as QRIS Scan & Pay, unlocking access to millions of merchants across Southeast Asia (SEA) without the cost and complexity of building and maintaining their own payment infrastructure.

The collaboration signifies a major step forward in cross-border digital payments, particularly for international travellers seeking a unified, cost-efficient way to pay like locals when exploring SEA countries like Indonesia. In many markets across the region, card acceptance remains limited due to high transaction costs, and smaller merchants who often lack resources to bear the high card processing fees.

“Moolahgo is thrilled to partner with Moreta to bring QRIS Scan & Pay to a broader global audience,” said John Hakim, CEO of Moolahgo. “By extending neoConnect’s capabilities to support interoperable QR payments, we’re powering borderless commerce and helping travellers and everyday users pay with confidence across SEA.”

This partnership builds on Moolahgo’s earlier launch of QRIS Scan & Pay on its flagship moolahPAY wallet, the first non-bank mobile wallet in Singapore to support QRIS, bringing interoperability to over 40 million QRIS-enabled merchants across Indonesia and beyond, including Singapore, Thailand, Malaysia, and Japan.

This initiative also aligns with Indonesia’s national strategy to enhance the experiences of international visitors by promoting cashless payments. In late 2025, Bank Indonesia launched the Indonesia Tourist Travel Pack (ITTP) in Bali, a QRIS-embedded local SIM card designed to make mobile transactions seamless for tourists from the moment they arrive. By simplifying access to QRIS-enabled payments and supporting digital acceptance at key tourist touchpoints, the government-led effort elevates Indonesia’s profile as a modern, visitor-friendly destination and accelerates its transition into a cashless, digital tourism economy —an objective directly supported by the Moolahgo–Moreta collaboration through expanded QRIS access for global travellers.

About Moolahgo
Moolahgo is a MAS-licensed Major Payment Institution based in Singapore, offering award-winning multi-currency wallets, real-time FX, and cross-border payment solutions for individuals, businesses, and financial institutions. Its proprietary platforms enable real-time, high-volume international transactions. Moolahgo has also developed Shizu, an AI assistant for financial operations, named FinTech Awards Winner at the 2023 Singapore FinTech Festival. For individuals, the moolahPAY mobile payment app offers real-time remittances, merchant payments, and bill settlement in over 40 currencies. Moolahgo empowers global financial access through fast, secure, and innovative digital finance tools.

About Moreta
Moreta Pay is a mobile travel payments app by Moreta Global Inc. designed to simplify spending abroad for foreigners. By enabling travellers to pay locally using QR codes, Moreta offers a global digital wallet experience that bypasses the friction of traditional banking and foreign exchange costs, helping users pay with ease anywhere QR payments are accepted.

For further information, please contact marketing@moolahgo.com