Our Services

Neobanking solutions for Businesses & Individuals

Discover Our Award-Winning AI Payments Technology

Moolahgo's mission is to deliver cutting-edge neobanking and payment solutions to everyone. As industry leaders in applying Generative AI to payment technologies, we offer unmatched innovation alongside highly competitive rates. Discover how we can elevate your financial experience.

Individual Users

Simplify all your payments needs with one single payment super-app - the moolahPAY e-Wallet

Access daily payments transactions in One App

The moolahPAY mobile app is Moolahgo’s proprietary e-Wallet, offering a wide range of payment features - from cashless merchant transactions and bill payments to its most popular service: real-time remittances. Available in the following currencies:

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And Many More...

Cross-border Remittances
  • Send money from Singapore to bank accounts in more than 40 countries at highly competitive exchange rates.
  • Send using traditional bank account details or via convenient proxies such as mobile number or email address.
  • Track your money at every step along the way, and see your transaction completed within minutes.
Wallet-to-Wallet Transfers
  • One of the pioneers in seamless, instant wallet-to-wallet transfers internationally with just the use of a mobile phone number.
  • Send to major Indonesia e-Wallets (OVO, Dana, GoPay, LinkAja! and ShopeePay), Philipines e-Wallet (GCash), Bangladesh e-Wallet (bKash) and more to join.
  • Extremely low-cost, as low as transferring funds domestically.
Multicurrency Currency Exchange
  • Use moolahPAY to convert money at the most competitive rates for top-up to your DBS Multicurrency debit card.
  • Perfect combination of the security of a bank card plus our attractive exchange rates to make the most out of your travels.
PayNow
  • PayNow in Singapore to your friends and family just like your banking App but with more fun and get rewarded!
Merchant Cashless Payments
  • Pay for your purchases without using cash by scanning the SGQR codes and enjoy the benefits of our cashback system.
Insurance Premium Payment
  • The only non-bank e-Wallet App that's approved by Indonesia's social security agency, BPJS and the Indonesian Embassy in Singapore to make BPJSTK premium payments.
  • An initiative that supports our ESG agenda.
Talktime & Mobile Data Top-up
  • Conveniently top-up your mobile data or talk-time to any mobile numbers across 10 countries including Singapore, Malaysia, Indonesia, Philippines, India, etc.
  • Show your appreciation to your loved ones back home by providing for their day-to-day telecommunication needs.
Earn Rewards
  • Get rewarded for every transaction and redeem your reward points mCoins® for shopping vouchers at popular retailers in Singapore.
AI Payments Assistant
  • Tired of navigating your app? Let our AI Assistant, Shizu, perform transactions on your behalf with your instructions in natural language.

Business Clients

Streamline your Finance & Accounting operations with Moolahgo's neobanking and payment solutions. Our multi-award winning technologies are designed to help your company to thrive in the current digital commerce era.

A customisable fee structure, advance trading features, and highly competitve FX rates are among the things we are proud to deliver to our business clients. Take a look at the different ways we could help your company.

For MSMEs & Corporates
  • All-rounded FX superiority:
    • Strong expertise in exotic Asian currencies (including Renminbi payments to China)
    • Highly competitive G10 currencies FX rates (eg.: USD, GBP, EUR, JPY, CHF, AUD, etc.)
    • Low service and handling fees.
    • Multicurrency wallet and virtual bank accounts to support your treasury needs.
For Institutions
  • Even leading global Financial Institutions and Payment Service Providers put their trust in us to handle their FX and payments.
  • Wholesale FX rates.
  • High-volume, High-frequency FX trading and payments.
  • Multicurrency virtual bank account solutions.
Payment-as-a-Service
  • Complete suite of APIs needed to power your payments business from onboarding to transactions execution.
  • Connect to us and discover a whole new possibility at your disposal.
  • Visit our PaaS page here.
Indonesian Rupiah Virtual Account & Revenue Collection Services
  • Open an IDR virtual bank account with us for your revenue collections, and enjoy free repatriation of funds to your home country.
Have a question? We are here to answer it

Simply drop us a line and we will get in touch, bringing with us the best financial solutions catered for you.

For Corporate Clients

View what we have in store for corporates and businesses.