• What is the DBS Multi-Currency Card 

DBS Multi-Currency card is designed to simplify currency management and offer convenience for travellers by reducing the need to carry multiple currencies or incur hefty foreign exchange fees.  

• What are its benefits? 

1. 1. Convenience as there is no need to sign up for an additional card 
   2. All your accounts are consolidated in one iBanking page 
   3. There is no cap on transactions and the money sits in your bank 
   4. Safe, large, reputable bank with a broad local ATM network 

• How can you apply for a DBS Multi-Currency Card 

You may apply for the DBS Multi-Currency Account through either the DBS Multiplier Account or DBS My Account. 

However, it is important to note that some fees may apply to the various accounts. The fees are as follows: 

1. My Account: SGD$2/month if you request hardcopy statements 
2. Multiplier Account: No fees payable if you are under 29. SGD$5/month if the average daily balance is below SGD$3,000 

*To open a Multiplier Account, you must be at least 18 years old, while My Account has no age restrictions. 

Features	DBS Multi-Currency Account
Currencies Available	12 currencies (AUD, CAD, CNY, EUR, HKD, JPY, NZD, NOK, GBP, SEK, THB, USD)
Exchange Rates	Determined by bank
Multi-Currency Card	DBS Visa Debit Card
Overseas ATM Withdrawal Fees	SGD$7 per withdrawal
Foreign Transaction Fees	3.25%

The information above has been sourced from the DBS website (Open My Account – Multi-Currency Account for foreign currency needs (dbs.com.sg)). There may be changes, please check the DBS website for the most updated information. 

• How does moolahPAY enhance the benefits of the DBS Multi-Currency Card 

1. 1. Competitive Exchange Rates: Moolahgo aims to provide competitive foreign exchange rates, allowing you to save on currency conversions compared to traditional methods. This can be particularly beneficial for individuals who frequently deal with different currencies. 
   2. Earn Rewards: Only Moolahgo awards you for doing currency conversions. Every time you buy foreign currencies to load into your DBS MCA, you earn mCoins (our way of calling our reward points).  
   3. Cost Free: All foreign currency conversions and DBS MCA top-ups are currently free of charge. And you can perform as many conversions as you wish and still not be charged. 
   4. Convenience: With Moolahgo’s service, you now have a powerful option to buy foreign currencies at great rates providing you with greater flexibility and resiliency for your DBS MCA and card.  

• Start reaping the benefits of the DBS Multi-Currency Card with moolahPAY 

Simply download the moolahPAY app in your Apple Store or Android Google Play Store by clicking the link below. 

1. Google Play Store Download: moolahPAY – Apps on Google Play 
2. Apple Store: moolahPAY on the App Store (apple.com) 

To learn more on how you can top-up to your DBS Multi-Currency Account, please click here 

If you require further assistance, please contact our Customer Service via WhatsApp at +65 88980978